Toronto Loft Conversions

Toronto Loft Conversions

I know classic brick and beam lofts! From warehouses to factories to churches, Laurin will help you find your perfect new loft.

Modern Toronto Lofts

Modern Toronto Lofts

Not just converted lofts, I can help you find the latest cool and modern space. There are tons of new urban spaces across the city.

Unique Toronto Homes

Unique Toronto Homes

More than just lofts, I can also help you find that perfect house. From the latest architectural marvel to a piece of our Victorian past, the best and most creative spaces abound.

Condos in Toronto

Condos in Toronto

I started off selling mainly condos, helping first time buyers get a foothold in the Toronto real estate market. Now working with investors and helping empty nesters find that perfect luxury suite.

Toronto Real Estate

Toronto Real Estate

For all of your Toronto real estate needs, contact Laurin. I am dedicated to helping you find that perfect and unique new home to call your own.

 

Tag Archives: property tax

The Toronto house you will never own

Cramped condo or unaffordable house? Toronto’s crisis will not end for decades.

Heather Mallick – Toronto Star

Are you an innie or an outie, a homebody who craves a lawn or a condo high-flyer?

In an effort to make you feel better about the unaffordability of Toronto houses, I’m asking you about your approach to life, the thing that decides whether you want to lash yourself to the mast of a huge mortgage and buy that ill-constructed semi in the dodgy neighbourhood you can afford, or slot yourself into the tiny condo that will serve as a glass display case for your fluorescent personality.

Will you buy the house that overshadows you, so that you hide inside it, or the condo that you outshine, so that you step out? Will you take your neuroses for a night on the town or just stay in and fester?

Your real dilemma is that you live in a city so politically dysfunctional that public transit — LRTs are ideal but I think we should have six new subway lines — to the neighbourhoods you can afford does not exist. If we were all willing to pay slightly higher taxes, all would be well. And this, not personal finance, is your true dilemma.

Comment: Why can’t people just suck it up and go for an extra $100 a year on their property taxes? What it could fund… And it is SO little. But people just lose their freakin’ minds over the mere mention of a 0.25% hike.

Condo or House
Not being able to afford a detached house is a problem only if you want a detached house. I’m beginning to think that it’s abnormal to want one. And you’re not abnormal, fine reader, you are a hot social asset with wisdom to sprinkle. I’ve met you, I’ve read your tweets. I like you.

Comment: I’m pretty abnormal – you’d like me too!

I own a detached house but the easiest decade of my life was spent in a highrise apartment whose ratttiness I didn’t notice, being entranced by my own melodrama.

Now that I bore myself witless, better to live in a Heather-shell constantly calling out for new windows with chrome hardware (matte is over), spackle, trim and shrubbery upgrades. This house has turned me into a Mrs. Tiggy-Winkle, scrubbing and polishing. I keep thinking of that Kate Bush song, Mrs. Bartolozzi: “Washing machine, slooshy sloshy slooshy sloshy, get that dirty shirty clean.” If those lyrics work for you, you need a house.

If you think “We are shaped by the light we let through us, we break fast ’cause we are glass” is the soundtrack of your life, you need a condo.

Condos always have vast expanses of laminate flooring that the realtor passes off as hardwood. In real life, you’ll have to cover them with giant rugs or the neighbour downstairs will thump you, as you will thump the clackety one above you. And they have those ubiquitous creepy granite countertops, also used for tombstones. Go for quartz.

Comment: You mean the builder, the builder calls laminate hardwood. Many Realtors just don’t know the difference. Don’t confuse ignorance with deceit.

And in a house, the garden that once charmed you will begin to drive you mad. You will plant perennials including awful yellowy things called Heucherella ‘Buttered Rum’ and you will pretend to like them because they spread like lava, and money doesn’t.

Comment: But the garden is what you work on while the children play in the yard. You grow fruits and vegetables with them, giving them a new appreciation for how food gets on the table. You peak quietly out the window to see the bunny that lives in the hedge, out foraging. Trust me, that yard is many wondrous things.

You will never again see a human child. Condo builders don’t like big units filled with children — they’re less profitable — and again, it’s monstrous that city planners don’t demand they be built.

But people with children can’t afford houses. The elderly, who won’t move to condos to make room for the young, stare lovingly at the daycare children hiking up the street with their huge backpacks, the girls merrily chatting away and the boys kicking each other. The level of gazing is eerie.

But in a condo, these people will be distant dots 40 floors below. That’s nice too.

Houses are places of containment, a place for everything and everything in its place, simply heaven for people like me with a touch of OCD. They’re all closets, shelving, armoires of purses with wallets (containers of containers of containers), ingenious cupboards. This is the opposite of hoarding, in which the goods overwhelm the containers.

Comment: George Carlin says it best.

Your home is supposed to have curb appeal, which means that if your boss happens to drop you off at your home he’ll like the look of the place. “My employee is sane,” he’ll think comfortably to himself as he drives off.

Toronto’s housing crisis will be fixed, but not soon. I say a great concierge desk is all the curb appeal you will need, or get.

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Contact Laurin Jeffrey for more information – 416-388-1960

Laurin Jeffrey is a Toronto real estate agent with Century 21 Regal Realty.
He did not write these articles, he just reproduces them here for people who
are interested in Toronto real estate. He does not work for any builders.

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